Merchant Cards We offer some of the best rates available. Many programs for: Retail Merchants, Mail/Phone order merchants, Internet-based merchants, small and home-based business. Increase SALES!
	Electronic Check Conversion Convert a paper check to an electronic item at the point-of-sale. Save time and money while reducing the risk of NSF checks.
	Check Guarantee Now you can accept checks without the worry and hassle of bounced payments. APPROVED Check Guarantee ensures that you are paid on all your checks - even the returned ones.
	Electronic Phone Checks Take any payment over the phone or Internet and draft your customer's checking account quickly and efficiently. Convenience for your customers; reliable, fast payment for you.
	Online Electronic Checks Take checks over the Internet with exclusive APPROVED Online Electronic Check service, including automated electronic recovery (ECR).
	Electronic Check Recovery Collect bounced checks electronically at NO COST to you. Saves time and money, while increasing collection percentage and cash flow. Collecting out-of-town checks is no longer a hassle.
	ACH Payments With proper authorization, you can collect money from your customers in two banking days, no matter where they bank in the United States (given funds availability).